Important: STRM is not available to US persons, US residents, or entities incorporated in the United States. By accessing this platform you confirm you are not a US person as defined under Regulation S of the US Securities Act of 1933. If you are a US person, you must exit immediately.
STRM (operated under strmyield.com) is an offshore yield deployment program. STRM acts as a yield-layer intermediary that deploys participant capital into third-party decentralized finance (DeFi) protocols — specifically Pendle Finance and Ethena — on behalf of verified program participants.
STRM is not a bank, financial institution, investment fund, securities issuer, or licensed financial advisor. STRM does not hold, custody, or control participant funds in fiat form. All capital is deployed via blockchain-based smart contracts governed by the underlying protocols.
STRM operates under an offshore structure outside the regulatory perimeter of the United States, the European Union, and other jurisdictions with specific crypto asset licensing requirements. Participants are solely responsible for determining the legality of their participation in their own jurisdiction.
By accessing or participating in STRM, you represent and warrant that:
All yield rates displayed on the STRM platform — including APY figures, blended rates, and strategy targets — are variable and not guaranteed. Historical and projected returns are provided for informational purposes only and do not constitute a promise, forecast, or guarantee of future performance.
Yield is generated by underlying DeFi protocols and is subject to:
STRM does not guarantee capital preservation. Participants may receive less than their deposited amount in adverse scenarios including smart contract exploits, protocol failures, or severe market dislocations.
Nothing on the STRM platform or in any STRM communication constitutes financial advice, investment advice, legal advice, or a solicitation to invest. STRM does not hold any financial services license in any jurisdiction.
Participants are solely responsible for their own investment decisions. You should consult independent financial, legal, and tax advisors before participating. STRM makes no representation as to the tax treatment of returns in your jurisdiction — participants bear sole responsibility for their own tax obligations.
STRM accepts deposits denominated in USDT (TRC-20) and USDC. Minimum deposit is $500 equivalent. Deposits are deployed into yield strategies within 48 hours of confirmation.
Withdrawal processing times vary by strategy. Pendle PT positions may be subject to maturity dates or secondary market liquidity constraints. Ethena sUSDe positions are generally liquid. STRM will use reasonable efforts to process withdrawals promptly but cannot guarantee same-day or specific-time withdrawals in all circumstances.
STRM does not accept fiat currency and is not responsible for losses arising from incorrect wallet addresses, blockchain network errors, or third-party exchange failures.
Participation in STRM involves significant risk. You acknowledge and accept the following risks, which are not exhaustive:
You agree not to use the STRM platform to:
All content, branding, methodology, and materials on the STRM platform are proprietary. You may not reproduce, distribute, or create derivative works from STRM content without prior written permission. Nothing in these Terms grants you any license to STRM's intellectual property.
To the maximum extent permitted by applicable law, STRM, its operators, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your participation in the program, including but not limited to loss of yield, loss of capital, loss of data, or regulatory penalties.
STRM's total aggregate liability to any participant shall not exceed the value of fees paid by that participant to STRM in the 90 days preceding the claim.
STRM reserves the right to modify these Terms at any time. Material changes will be communicated via email to registered participants with at least 14 days' notice where practicable. Continued participation after the effective date of revised Terms constitutes acceptance.
These Terms are governed by the laws of the jurisdiction in which STRM's operating entity is incorporated, without regard to conflict of law principles. Any dispute arising from these Terms or your participation in STRM shall first be submitted to good-faith mediation. If unresolved within 60 days, disputes shall be settled by binding arbitration under internationally recognized arbitration rules.
You waive any right to bring claims as a class action or representative proceeding.
For questions regarding these Terms, contact: hello@strmyield.com