Yield portal · Now accepting early access

Your capital.
Your yield.
Your jurisdiction.

An offshore yield program built for the sovereign investor. Real returns from institutional-grade DeFi strategies — running 24/7, regardless of borders.

11%
Live blended APY
40%+
Phase 2 target
$500
Min. entry
Request access →

Not available to US persons · Offshore yield program · Variable returns


Active yield engines
Two strategies. Live now.

STRM deploys capital across institutional-grade yield sources. No speculation. No token emissions. Real cash flow from real market activity.

● Live

Pendle Fixed Yield

Fixed-rate position backed by tokenized BTC treasury dividends. Yield locked at entry — guaranteed at maturity.

~17%
Fixed APY · Aug 2026 maturity
● Live

Ethena Basis Yield

Delta-neutral strategy earning the premium leveraged crypto traders pay every 8 hours. No directional risk.

~9%
Variable APY · Liquid anytime
Launching Q3 2026

BTC Basis Trade Bot

Automated delta-neutral BTC strategy on Hyperliquid. Captures funding rates across bull and sideways markets.

20–40%
Target APY · Based on live funding rates
Launching Q4 2026

WCS Sector Bot

Weighted cascade strategy on equity sector perpetuals — SEMIS, INFOTECH, BIOTECH.

25–60%
Target APY · Backtested
Your money isn't sitting idle.
It's working in layers.

Every dollar you deposit is allocated across two precision-tuned layers, each with a distinct job.

Layer 01
Stability Layer
Stability Layer
~17% APY

Fixed-rate deployment into Pendle PT positions. Yield is locked at entry and guaranteed at maturity. This is your foundation — capital preserved, return known from day one.

Pendle Fixed Yield · Aug 2026 maturity
Layer 02
Variable Layer
~9% APY

Delta-neutral allocation into Ethena sUSDe. Earns the premium leveraged traders pay every 8 hours — with no directional exposure to crypto price. Liquid and redeemable at any time.

Ethena sUSDe · Liquid anytime
Layer 03 · Q4 2026
Alpha Layer
20–60% APY

Fractional allocation into automated sector strategies — BTC basis trade and WCS equity perp bots. Higher risk, higher upside. Access unlocks as your capital and tenure grow.

BTC Basis Trade · WCS Sector Bot · Coming Q4 2026
Built for those who think beyond borders.

The world's most sophisticated investors have always known something the mainstream refuses to acknowledge — geography is optional, yield is not.

Sovereign by design

STRM operates under a tax-efficient offshore structure. Your capital works in jurisdictions that reward it.

Digital identity first

For those who hold wealth in wallets, not bank accounts. STRM is native to how forward-thinking capital moves.

Institutional access, global reach

Strategies previously available only to hedge funds — now accessible to any verified participant globally.

Access tiers
More commitment. More yield.

STRM rewards those who think long-term. Higher access unlocks additional strategies with significantly higher target returns.

Advanced

Everything in Core plus automated trading strategies and basis trade engines launching Q3 2026.

20–40%
Target APY (Phase 2)

Institutional

Full strategy suite including proprietary equity sector bots and direct SPV exposure. By invitation.

40%+
Target APY (Phase 2+)
STRM remembers your commitment.

We track tenure, capital consistency, and engagement over time. As your profile grows, so does your access — to private strategy calls, reduced minimums, and premium allocation vehicles not available to the general public.

Early participants who stay the course gain institutional-grade access at a fraction of the usual minimum. This is how you move from $500 to a seat at the table.

Seed Investor
Entry. Live strategies. Portal access. Yield accruing.
Bronze
90 days tenure + consistent deposits. Unlocks advanced strategy briefings and Phase 2 priority.
Silver
Private monthly briefing with our strategist. Access to the premium managed fund at reduced minimum.
Gold · By invitation
Direct SPV participation. Institutional co-investment access. Direct line to the fund manager.
How it works
Three steps to yield.
01

Request access

Join the waitlist. Verified participants receive portal credentials within 48 hours.

02

Deposit USDT or USDC

Send USDT (TRC-20) or USDC to your unique portal address. Minimum $500 equivalent.

03

Yield accrues

Your first yield accrual is visible in your portal within 48 hours. Weekly performance updates follow automatically — no chasing required.

Common questions.
Straight answers.

Everything you need to know before you deposit.

STRM is a yield deployment layer. You deposit USDT or USDC, and we allocate it across two institutional-grade DeFi strategies on your behalf — Pendle Finance (fixed yield from tokenized BTC treasury dividends) and Ethena (delta-neutral basis yield from crypto funding rates).

You don't need to manage wallets, interact with protocols, or understand DeFi mechanics. STRM handles the deployment and gives you a clean dashboard showing your balance and returns. Think of it like a yield-focused managed account, but built on-chain and accessible from anywhere in the world.

The minimum deposit is $500 USDT or USDC equivalent. There is no maximum for Core tier participants.

We set the $500 floor to ensure the yield generated meaningfully outweighs any transaction costs and to maintain a quality participant base. At $500 earning ~11% blended APY, you're looking at roughly $55 in yield over 12 months — more than most savings accounts pay in multiple years.

We'll be direct: DeFi yield programs carry real risk and STRM is no exception. Your capital is not insured, not guaranteed, and not held in a bank. Here's an honest breakdown:

What's mitigated: Both Pendle and Ethena have been independently audited by multiple top-tier security firms (Ackee, Dedaub, Spearbit, Zellic, Pashov). Pendle has processed billions in TVL. Ethena's sUSDe has maintained its peg through multiple market cycles. We deploy only into stablecoin-denominated strategies — no directional crypto exposure.

What's not eliminated: Smart contract exploits (rare but possible), stablecoin de-peg events, protocol governance failures, and regulatory changes in your jurisdiction. These are low-probability but real scenarios that could result in partial loss of funds.

If capital preservation is your primary goal, STRM is not the right product. If you're comfortable accepting DeFi risk in exchange for yields significantly above traditional finance, STRM is built for you.

You need to be able to send USDT or USDC from somewhere — a crypto exchange account is enough. You don't need your own self-custody wallet to participate in STRM.

Here's the flow: Join the waitlist → receive portal credentials by email → log into your portal → get your unique deposit address → send USDT (TRC-20) or USDC from any exchange (Binance, OKX, Bitunix, etc.) → your balance appears in the portal within 48 hours.

If you're new to crypto, the simplest path is: sign up on a local exchange, buy USDT, send it to your STRM deposit address. That's it.

It depends on which strategy your funds are in:

Ethena Basis Yield (~9% APY): Liquid. You can request withdrawal at any time and expect processing within 1–3 business days under normal conditions.

Pendle Fixed Yield (~17% APY): Fixed until August 2026 maturity. Early exit is possible via Pendle's secondary market but may result in a discount to face value depending on market conditions. We'll always show you the estimated exit value before you confirm.

Withdrawal requests are submitted through your portal dashboard. We process in the order received and aim to complete all withdrawals within 3–5 business days.

STRM is designed for global participation and is particularly well-suited to investors in Southeast Asia, the Middle East, Latin America, and other regions where access to institutional yield has historically been restricted by geography or minimum investment size.

Not available to: US persons, US residents, or entities incorporated in the United States. We also screen participants from sanctioned jurisdictions.

On taxes: STRM does not withhold tax, does not issue tax documents, and does not report to any tax authority on your behalf. You are solely responsible for declaring yield income under the laws of your own country. We recommend consulting a local tax advisor. In many SEA jurisdictions, crypto yield is currently in a legal grey area — but that doesn't mean it's tax-free.

Two reasons — and neither involves tokens, emissions, or speculative promises.

Pendle Fixed Yield: Yields around 17% because it captures the fixed-rate leg of tokenized BTC treasury dividend streams. MicroStrategy-style BTC treasuries generate real cash flows from their BTC holdings, and Pendle allows these to be structured into fixed-rate instruments. You're effectively buying a discounted bond that matures at par — the spread is your return.

Ethena Basis Yield: Yields around 9% because it captures the funding rate that leveraged crypto traders pay every 8 hours to hold long positions. When traders are aggressively long (which is most of the time in crypto), they pay a premium to shorts. Ethena holds a delta-neutral position — long spot, short perp — and collects this premium. No directional bet required.

Banks pay 1–3% because they lend your money at low margins, keep a spread, and operate in a heavily regulated, capital-constrained system. DeFi removes the intermediaries and passes the yield directly to capital providers. The tradeoff is you take on smart contract risk instead of relying on deposit insurance.

Here's exactly what to expect:

Within 48 hours: You'll receive a welcome email with a link to complete a brief onboarding form — name, country, intended deposit size, and a self-certification that you're not a US person.

After onboarding: We'll send your portal credentials (login to portal.strmyield.com). Your portal shows your unique deposit address, live strategy APYs, and your balance dashboard.

After your first deposit: Funds are allocated to strategies within 48 hours. You'll see your balance and first yield accrual in the portal. From there, the program runs automatically — no action required on your end unless you want to deposit more or request a withdrawal.

Questions at any point? Email hello@strmyield.com — we respond within 24 hours.

Ready to put your capital to work?

Join the waitlist. Early participants get priority access and locked-in rates on Phase 2 strategies.

Not available to US persons · Offshore yield program · Returns are variable and not guaranteed

PROTOCOL SECURITY

STRM deploys exclusively into audited, battle-tested protocols. The underlying smart contracts powering our yield strategies have been independently reviewed by leading blockchain security firms.

Pendle V2
Pendle V2
Ethena sUSDe
Ethena sUSDe
Ethena sUSDe
Pendle · Ethena

Audit coverage applies to the underlying protocols (Pendle Finance, Ethena). STRM itself is a yield deployment layer. Smart contract risk, while mitigated, cannot be eliminated.